The most popular and used credit cards in the USA

The offer of credit cards in the United States is one of the most varied in the world. However, each edition has its peculiarities, so we could say that not just any card fits everyone's needs . However, the most popular credit cards in the USA are so popular for several reasons that we will analyze in detail because they may surely interest you.

To help you decide which of them to apply for, we have conducted an exhaustive research on the most popular credit cards in the USA, the most used by consumers and the hidden treasures in terms of balance transfer , 0% APR , rewards and refunds. cash.

Largest credit card issuing banks in the USA

We begin the analysis with the major credit card issuing banks in the United States. And, with so many options, classifying is a must! Our ranking is based on two key elements: the market share of each bank and the characteristics that make them a good option for consumers.

1. Capital One

Capital One takes 15.88% of credit cards issued in the United States (99.7 million plastics in total) thanks to its ease of use and accessibility. And, the fees associated with your accounts and cards are among the lowest in the market.

Despite being affordable, Capital One does not detract from the quantity (and quality) of the rewards offered, especially for travel . It is also worth noting that obtaining a Capital One credit card is very easy. In fact, we could say that it has one of the simplest application processes on the market.

2. Chase

Chase takes second place on the list with 14.65% of cards issued in the United States (92 million units). In 2019 alone, Chase cardholders spent more than $ 1 trillion on a brand-name plastic.

One of the added values ​​of Chase Bank is its rewards credit cards ; Editions that generate points to redeem on trips or obtain cash. All of this is possible thanks to Chase Ultimate Rewards , which is one of the largest cashback programs in the credit card world .

Chase is one of the largest and most important banks in the United States and is one of the few with all types of bank accounts on the market.

3. Citi

Citi Bank is responsible for the issuance of 11.28% of the credit cards in the North American market (70.80 million cards); this thanks to its Citi ThankYou Rewards program . With him on your side, you can earn cash or redeem accumulated points for trips and other juicy rewards. Citi's catalog also includes cards for rebuilding credit and cards for students ; as well as alliances with AT&T , Costco , Expedia and American Airlines. Perhaps that is why we are not surprised that it is third on this list and that it belongs to the top 5 banks in the United States.

4. Discover

Consumers award Discover fourth on the list (9.08% of the US credit card market, about 57 million units) . The reasons? Most, if not all of your credit cards, have a $ 0 annual maintenance fee . In addition, the issuer rewards its loyal users with rewards, points and cash back . It is also worth noting that some of their cards come with a 0% introductory APR for purchases and balance transfers , which makes them an economical alternative for savers.

5. Bank of America

Fifth place in this ranking is taken by Bank of America with 8.85% of the cards issued in the United States (55.6 million). What stands out most about Bank of America credit cards is its Preferred Rewards Gold, Platinum and Platinum Honors program ; each with undeniable benefits and quite attractive reward bonuses.

6. American Express

American Express, a classic credit card issuer, takes 8.55% of the market's issues (53.7 million units) . Despite being sixth on the list, it is still a good credit card choice because it combines the best of Chase and Citi Bank: rewards, travel, cash back, and good business partners .

Their rewards program, American Express Membership Rewards , rivals the best in the country, something that gives them an extra point over other issuers. Plus, it offers a 25-day grace period , one of the highest in the United States .

While it has a smaller payment network than Visa and MasterCard , it is worth a look.

Other banks issuing credit cards in the USA

Now that you know the top credit card issuing banks in the US, it's time to take a look at those that lagged behind the list due to their low market share . Continuing with the ranking and starting in position number seven, we find:

• Synchrony - 4.46% stake
• Wells Fargo - 3.97% stake
• US Bank: 3.55% stake
• Barclays: 1.73% stake

As you can see, most of the credit cards used in the USA have been issued by less than 10 banks and issuers . We are talking about almost 82% of the plastics in the country.

The most popular and used credit cards in the USA

If you are about to request a new credit card and need help from the audience, welcome! We have done extensive research to find the most popular credit cards in the USA . In order to find the perfect editions, we focus on two factors: how many users are looking for each card and how many consumers are holding it .

Although Chase is one of the most sought-after issuers (with the Chase Sapphire Reserve and the Chase Sapphire Preferred at the helm), users are also delighted with Southwest's credit cards and Costco's Visa version . In fact, this department store edition gets a million searches online per month, giving us a clue to its undoubted popularity.

Without further ado, we leave you a list (in no specific order) with the most popular credit cards in the United States. Think that any of them could become your new favorite .

Apple credit card

The prestige of the most exclusive and elegant brand of computers and smartphones in the world is now transferred to credit cards. The Apple Credit Card, launched a couple of years ago through an alliance with Goldman Sachs, is a physical and minimalist credit card . The credit card number does not appear on the plastic as in other editions, but is added directly to the virtual wallet of the iPhone.

Among its characteristics, we find that it is free of annual fees and late payment charges . While not the best when it comes to rewards, APRs, and cash back; its fame has made it one of the most sought-after cards in the USA. By combining this card with the Citizens One iPhone loan , you will enjoy a complete package.

Apple credit card
Main features	Credit card details
Recommended credit score	580 to 669 (preferably more than 600)
Annual quota	$0
Active rewards	3% cash back on all Apple product purchases (with Apple Pay) 3% cash back on purchases at eligible retailers: Exxon, Nike, Uber Eats, T-Mobile, Walgreens (only with Apple Pay) 2% cash back when paying with Apple Pay at any other location 1% cash back on all other purchases
Welcome offers	Season bonuses
Standard APR	APR variable de 10.99% a 21.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Best Buy Credit Card

The Best Buy credit card is another of the most sought-after editions by Americans, especially those who tend to shop frequently at the store. With this card you can get back 5% of what you spend at Best Buy, but not in cash but in gift cards .

In principle, it is not subject to maintenance fees (unless you order the Gold version of $ 59 per year). Perhaps the most dangerous thing about the Best Buy credit card is its deferred interest clause, since this edition does not have a 0% APR in itself, but instead applies retroactive interest on unpaid purchases that have been made during the period. introductory .

Best Buy Credit Card
Main features	Credit card details
Recommended credit score	From 700 to 850
Annual quota	$0
Active rewards	5X points for every dollar spent on the first day of purchases (within 14 days of card issuance) 2.5X points for every dollar spent at Best Buy 1.5X points for every dollar spent at gas stations 1X for every dollar spent in restaurants, supermarkets, coffee shops and bars 1X for every $ 2 spent anywhere other than Best Buy or allied retailers (each point equals 2% cash back on gift cards)
Welcome offers	Does not apply
Standard APR	APR variable de 15.24%
Initial APR for purchases	0% to 12.99% for 12-48 months (Apply deferred interest on unpaid purchases after the initial period)
Initial APR for balance transfers	Does not apply (Charges a 5% fee on the balance transfer amount)

BankAmericard Credit Card

The BankAmericard credit card from Bank of America is another of the most sought after cards in the USA, even though it does not offer rewards . But let's look on the bright side! It is not subject to a maintenance fee and offers a 0% introductory APR for both purchases and balance transfers.

The introductory interest rate ends after 18 billing cycles . After that, the BankAmericard credit card loses a bit of appeal and more when we consider that it charges an additional 3% for purchases completed abroad and $ 10 or 3% (whichever is greater) for balance transfers between cards.

BankAmericard Credit Card
Main features	Credit card details
Recommended credit score	From 690 to 850
Annual quota	$0
Active rewards	Does not apply
Welcome offers	Does not apply
Standard APR	APR variable de 14.49% a 24.49%
Initial APR for purchases	0% for 18 months
Initial APR for balance transfers	0% for 18 months

Chase Freedom Credit Card

The Chase Freedom credit card is one of the most popular and used cards in the United States , so it wouldn't hurt to know how to apply for the Chase credit card . But why are users losing their minds over this card? Let's see.

The Chase Freedom credit card is, like many options on the list, a rewards card. It has no maintenance fees and offers up to 5% cash back (capped at up to $ 1,500 per quarter) . Unfortunately, this offer is introductory and ends after the first year of card issuance.

The card has another attractive point and that is that consumers can combine the Ultimate Rewards points they have earned with other cards to increase their cash rewards or increase their chances of redeeming them for travel and vacations.

Note: The Chase Freedom credit card is no longer available to new applicants. However, there are other cash back options for you if you want a rewards card.

Chase Freedom Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$0
Active rewards	5% cash back on selected categories (up to $ 1,500 each quarter) 5% on trips and vacations purchased through Chase Ultimate Rewards 5% cash back for Lyft payments 3% cash back for food or medicine purchases (the category also includes restaurants and delivery) 1% on all other purchases The 2021 categories selected by Chase Bank are as follows: Wholesale stores; Internet, electricity and telephone services; streaming, gas stations, home stores and supermarkets (except for Target and Walmart).
Welcome offers	Earn a cash bonus after spending the first $ 500 in three months
Standard APR	APR variable de 14.99% a 23.74%
Initial APR for purchases	0% for 15 months
Initial APR for balance transfers	Does not apply

Citi Premier Card Credit Card

Despite working with an annual maintenance fee, the Citibank Premier Card credit card continues to be one of the most preferred by users, mainly due to its rewards program. With this card you can earn up to 3 points for every dollar spent on your daily purchases and exchange them for a well-deserved vacation . It also offers a nice welcome bonus of 80,000 points (about $ 800) after spending $ 4,500 in the first billing cycles.

Citi Premier Card Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$95
Active rewards	3X points for every dollar spent in supermarkets and restaurants 3X points for every dollar spent on gas stations, hotels and airline tickets 1X point for every dollar spent at all other stores and establishments (If you redeem your points in ThankYou Points they will be worth more. To give you an idea, 80,000 points in ThankYou Points are equivalent to $ 800. Remember that with this card your points do not expire)
Welcome offers	Earn 80,000 bonus points after spending $ 4,000 in the first three months of card issuance
Standard APR	APR variable de 15.99% a 23.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

The World of Hyatt Credit Card

The World of Hyatt credit card is the best when it comes to accommodations . In order to obtain it, you will need a good or excellent credit score and commit to paying the annual maintenance fee, which is $ 95 . It would certainly be a good alternative, at least when you compare it to the expensive Hilton Honors Aspire card from American Express ($ 450).

What we like about The World of Hyatt credit card is that it offers a good welcome bonus (up to 30,000 free points after spending $ 3,000 on purchases) and that on each anniversary it gives away a free night at any of its 1- 4 stars .

Among other features, The World of Hyatt credit card also stands out for not charging anything for transactions completed abroad , the issuance of a purchase insurance of up to $ 50,000 per account, luggage protection for travel lovers and coverage in case of cancellations of air tickets (up to $ 5,000).

The World of Hyatt Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$95
Active rewards	4X points for every dollar spent on Hyatt hotels and experiences or chain restaurants and spas 2X points for every dollar spent on gym memberships, flights and carpooling 1X point for every dollar spent on all other purchases (Points can only be redeemed at Hyatt, Regency and Grand Club)
Welcome offers	Earn 30,000 bonus points after spending $ 3,000 in the first three months of card issuance Earn up to 30,000 bonus points (1 for every dollar spent) in the first six months of card issuance Get 1 free night at a 1-4-star Hyatt hotel on each anniversary and 1 additional night after spending $ 15,000 with the card (in a calendar year) Complimentary enrollment at Discover it World of Hyatt
Standard APR	APR variable de 15.99% a 22.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Discover it Secured credit card

The youngest or consumers without credit will find a good purchase option in the Discover it Secured credit card. In exchange for an escrow, users will get their hands on a secured credit card capable of earning cash rewards . The card limit will be proportional to the amount of the deposit and can be as high as $ 2,500. After 8 months of timely payments, the bank will return the guarantee .

Among the special features of the Discover it Secured credit card, we find that it is completely free , at least in terms of maintenance fees. With Cashback Match, users will be able to double their redeemable points for cash (at the end of the first year) and, at the same time, grow their credit score . In fact, cardholders will have access to their FICO score every month without having to pay a penny.

Remember: The Discover it Secured credit card also offers a free credit freeze , educational resources to improve finances, contactless payments, fraud insurance, and a $ 0 foreign purchase surcharge.

Discover it Secured credit card
Main features	Credit card details
Recommended credit score	No credit
Annual quota	$0
Active rewards	2% cash back on the first $ 2,000 spent (per quarter) at gas stations and restaurants 1% cash back on all other purchases
Welcome offers	Unlimited Cashback Match access. Discover will match the cash back you have earned at the end of the first year
Standard APR	APR variable de 22.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	10.99% for 6 months (An additional charge for balance transfers of 3% to 5% on the amount of the operation applies)

Indigo MasterCard Credit Card

The Indigo MasterCard credit card is one of the most popular for people with little or bad credit , as it is subject to an annual fee that can be as low as $ 0 and as high as $ 99 ( the exact fee will depend on financial solvency consumer ).

In itself, this edit is pretty straightforward. It has a relatively easy application process that allows you to know applicants whether or not they qualify for the delivery of the card (prequalification). If approved, consumers will have a limit of no more than $ 300, although this may increase over time .

Unlike other options in the ranking, the Indigo credit card does not offer rewards. Fortunately, customers will have access to all MasterCard benefits , namely MasterCard ID Theft Protection fraud insurance and free credit monitoring at TransUnion in Spanish . Plus, you don't need security deposits, which is always good news .

Among its disadvantages we find that it does not offer an introductory APR and that it charges 1% on the amount of operations completed abroad . In addition, its APR is not exactly the lowest on the market, so you could find other options much more attractive for your pocket.

Indigo MasterCard Credit Card
Main features	Credit card details
Recommended credit score	579 the least
Annual quota	From $ 0 to $ 99 (depending on the financial solvency of the client)
Active rewards	Does not apply
Welcome offers	Does not apply
Standard APR	APR variable de 24.90%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Ink Business Preferred Credit Card

The Ink Business Preferred credit card is a popular choice for LLCs in the United States . This card, issued by Chase, features outstanding rewards such as a new customer bonus offer of up to 100,000 points, cash back, and the ability to increase the redemption value of points by 25% when purchasing each ride from Chase. Ultimate Rewards.

The card also has fraud protection and free credit monitoring . Unfortunately, it is subject to an annual fee of $ 95, although considering its benefits and that it does not charge fees for transactions completed abroad, it does not seem too high a fee.

Note: This card is active only for LLCs. What is an LLC? A small company (Limited Liability Company).

Ink Business Preferred Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$95
Active rewards	3X points for every dollar spent in the first $ 150,000. Only applies for travel and certain eligible categories (changes every year) 1X point for every dollar spent on all other purchases (Remember that your points will be worth 25% more if you redeem them in Chase Ultimate Rewards)
Welcome offers	Get 100,000 bonus points after spending $ 15,000 in the first three months of the card
Standard APR	APR variable de 15.99% a 20.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

OpenSky Secured Visa Credit Card

If you have bad credit and are willing to leave a $ 200 security deposit, stay with us! The OpenSky Secured Visa Credit Card is available without a credit check and has acceptable approval criteria (be over 18 years old, leave a guarantee at the bank, and pay a $ 35 maintenance fee).

While it is true that you will have to pay a 3% fee for foreign transactions , we could say that the OpenSky Secured credit card has a very attractive maintenance fee. This makes it a good option.

OpenSky Secured Visa Credit Card
Main features	Credit card details
Recommended credit score	No credit
Annual quota	$35
Active rewards	Does not apply
Welcome offers	Does not apply
Standard APR	APR variable de 17.39%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Costco Anywhere Credit Card (Citi)

Costco is one of the most popular chains in the United States. Perhaps that is why it should come as no surprise that your cash back card (issued by Citibank) is the most sought after on the internet . The Costco Anywhere credit card is free of annual fees (plus point) and all you need to access is a Costco membership (which costs $ 60 per year).

This card offers a moderate rebate: 4% at gas stations, 3% on trips, and 2% on expenses at Costco (up to a total of $ 7,000 per year). After reaching the limit, users will start earning 1% cash back. In addition, transactions abroad are completely free.

Costco Anywhere Credit Card (Citi)
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$0
Active rewards	4% cash back for purchases at gas stations. (Up to $ 7,000 a year. After that, 1%) 3% cash back on restaurant purchases and travel 2% cash back on all other purchases, including Costco and Costco.com
Welcome offers	Does not apply
Standard APR	APR variable de 15.24%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

US Bank Visa Platinum Credit Card

If you need to make a major purchase or perhaps pay off one of your credit cards in full, open your eyes! The US Bank Visa Platinum credit card could be a great option for you because it has an initial APR of 0% (for 20 months), both for purchases and for balance transfers .

In return, the bank charges a commission for each balance transfer that is made (3% of the transferred amount or $ 5, whichever is greater), does not offer welcome bonuses and continues to work with fees for transactions completed abroad . As a bonus, you won't even have to pay maintenance! Among other features, the US Bank Visa Platinum credit card stands out for:

• Good regular variable APR: from 14.49% to 24.49%.
• Modifications and change of the payment due date .
• Access to TransUnion's credit report at no cost.
• Phone protection insurance: up to $ 600 for theft, damage or loss and a maximum of 2 claims per year ($ 1,200).
• Fairly flexible US Bank hours . Branches are open on weekends and you will receive 24/7 support online or by phone.

US Bank Visa Platinum Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$0
Active rewards	Does not apply
Welcome offers	Does not apply
Standard APR	APR variable de 14.49% a 24.49%
Initial APR for purchases	0% for 20 billing cycles
Initial APR for balance transfers	0% for 20 billing cycles

United Club Infinite Card Credit Card

The Chase United Club Infinite Card is one of the best alternatives for frequent travelers . Perhaps that is why it is one of the most sought after credit cards in the USA.

While it has a $ 525 maintenance fee , it offers unmatched benefits such as priority check-in, access to the United Club and Star Alliance Lounge, free services in airport VIP lounges , a free checked baggage, and more.

The card also offers a welcome bonus of 75,000 miles , 25% cash back on travel purchases at United, and the chance to earn 4 miles for every dollar spent at United .

The fact that the bank waives the surcharges for foreign transactions is also a factor to consider, especially if you frequently travel outside the country.

United Club Infinite Card Credit Card
Main features	Credit card details
Recommended credit score	From 790 to 850
Annual quota	$525
Active rewards	Earn 4 miles for every dollar spent at United and 25% cash back on the purchase of airline tickets Earn 2 miles for every dollar spent in restaurants and delivery services (Caviar, DoorDash, etc.) Earn 1 mile for every dollar spent on any other purchase Premier access for airport check-in and VIP lounges Access to early check-in and late check-out at 5-star hotels $ 10,000 reimbursement per passenger and $ 20,000 per trip for cancellations (illness, severe weather, among other situations) Baggage insurance ($ 3,000) Purchase Protection ($ 50,000 per year) Extended warranty (up to 3 more years) (You can redeem your miles with United, Star Alliance or any other United travel partner. In addition to buying tickets with your points, you have the option to request Wi-Fi upgrades, reserve rooms, rent cars, etc.)
Welcome offers	Earn 75,000 miles after spending $ 3,000 on purchases in the first three months of card issuance
Standard APR	APR variable de 16.49% a 23.49%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Chase Sapphire Reserve Credit Card

With the Chase Sapphire Reserve credit card you can earn up to 5 points for every dollar spent on airline tickets and 10 points for paying for hotels and car rentals; at least as long as reservations are made directly into Chase Ultimate Rewards . The rest of trips, restaurants and daily expenses; are subject to the reward of 3 points per dollar; so it could be said that this card is definitely capable of exceeding anyone's expectations.

Among other features, the Chase Sapphire Reserve card gives consumers the opportunity to have priority access to multiple airport lounges, as well as protection against travel delays , discounts on carpooling and car rental insurance.

Of course, all of these frequent flyer benefits aren't 100% free - the Chase Sapphire Reserve card is subject to a $ 550 annual maintenance fee . Of course: the advantages multiply when opening an account at Chase bank , so you may want to take a look at the catalog of accounts of this financial institution.

Chase Sapphire Reserve Credit Card
Main features	Credit card details
Recommended credit score	From 790 to 850
Annual quota	$550
Active rewards	Earn 10X points per dollar spent on Lyft rides, hotels, and car rentals (through Chase Ultimate Rewards) Earn 5X points per dollar spent on the purchase of airline tickets (through Chase Ultimate Rewards) Earn 3X points per dollar spent on other ineligible trips and dinners Earn 1X point for every dollar on all other purchases You can redeem your points on your account statement, for credit to buy on Amazon and Apple, for gift cards or for cash back Receive a 50% increase in the value of the points when redeeming them in Pay Yourself Back Chase supports transfers of earned points to partner airlines and hotels (1-to-1 value) The card also includes travel insurance, airport lounge membership, $ 100 Global Entry credit, insurance against lost or damaged luggage, travel delay or cancellation insurance, and vehicle rental insurance.
Welcome offers	Gift of $ 300 in credits for an annual trip, payments at gas stations or purchases in supermarkets Earn 60,000 welcome points after spending $ 4,000 in the first three months of card issuance 10% bonus on the points accumulated on each anniversary
Standard APR	APR variable de 16.99% a 23.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Chase Freedom Unlimited Credit Card

The Chase Freedom Unlimited credit card is one of the most used in the United States for its popular rewards program and $ 0 fee . This card includes a 0% introductory APR, welcome bonuses ($ 200), and cash back with no redemption limit.

Chase Freedom Unlimited Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 739
Annual quota	$0
Active rewards	Earn 5% cash back on grocery store purchases (excluding Target and Walmart) up to a limit of $ 12,000 per year Earn 5% cash back on all trips booked through Chase Ultimate Rewards Earn 3% cash back for purchases at restaurants and pharmacies Earn 1.5% unlimited cash back on all other purchases
Welcome offers	$ 200 welcome bonus after spending $ 500 in the first three months of card issuance
Standard APR	APR variable de 14.99% a 23.74%
Initial APR for purchases	0% for 15 months
Initial APR for balance transfers	Does not apply

Marriott Bonvoy Boundless Credit Card

The Marriott Bonvoy Boundless belongs to Chase's selection of credit cards . This is one of the favorites of elite consumers because it has a welcome bonus that includes three nights of free accommodation at a Marriott hotel .

By using the card you will also receive points to be exchanged in the Marriott Bonvoy loyalty program and you will automatically access a free night's accommodation on each of your anniversaries.

With Marriott and Chase, both the accumulation of points and the redemptions have no limits ; something that goes very well with the $ 0 fee for foreign transactions.

Marriott Bonvoy Boundless Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 739
Annual quota	$95
Active rewards	Earn 17X points for every dollar spent at more than 7,000 Marriott hotels and partner restaurants Earn 10X points for every purchase made in the selected categories (they change every year) Earn 2X points for every dollar spent in any category
Welcome offers	3 free nights welcome bonus at Marriott hotels Annual bonus of one night of free accommodation (on every anniversary) 15 credits voucher exchangeable for nights of accommodation (per calendar year)
Standard APR	APR variable de 15.99% a 22.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Amex EveryDay Preferred Credit Card

One of the most popular credit cards in the USA is, without a doubt, the Amex EveryDay Preferred from American Express. The reason? In addition to offering 3 points for food purchases, 2 points at service stations and 1 point for all other purchases; gives users a 50% bonus in rewards if they use their card 30 times or more per month .

We don't really like that American Express has not eliminated foreign transaction fees on this card , but certainly the ease of earning points as well as the welcome bonus (and its 0% introductory APR on purchases) allows us to do the trick. blind eye.

Among other features, the Amex EveryDay Preferred credit card has:

• Car rental insurance
• Free roadside assistance
• Free ShopRunner Membership
• Purchase protection ($ 300 to $ 1,000 in a calendar year)
• Pay It Plan Plan It to select alternative payment methods

Amex EveryDay Preferred Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$95
Active rewards	Earn 3X points for every dollar spent in supermarkets. (Up to $ 6,000 annually. After, 1X) Earn 2X points for every dollar spent at gas stations Earn 1X for every dollar spent on all other purchases (eligible categories) You can transfer your points to various frequent flyer programs, such as Delta, Hilton, etc. (Points can also be exchanged for gift cards or to pay the outstanding balance of the card)
Welcome offers	15,000 point bonus after spending $ 1,000 on purchases (in the first three months of card issuance) 50% increase in points earned if the card is used 30 times or more in a month
Standard APR	APR variable de 12.99% a 22.99%
Initial APR for purchases	0% for 12 months
Initial APR for balance transfers	Does not apply

Discover it Balance Transfer credit card

Eliminate your outstanding debts and earn money while you do it with the Discover it Balance Transfer credit card . In addition to having an initial APR of 0% -both for purchases and for balance transfers- it reimburses up to 5% of purchases in cash .

The Discover it Balance Transfer credit card also multiplies your collected points . At the end of the year, all the cashback you have collected will be doubled automatically. Since Discover it points do not expire, you can save them to take a vacation, buy a new mobile phone, etc.

You want to know more? We leave you a list with some extra features , in addition to the summary table of the card:

• FICO score completely free.
• Zero annual maintenance fees.
• Acceptable variable APR (from 11.99% to 22.99%).
• Free monitoring of the use of the Social Security number .
• Redeem points for cash, account credit, Amazon purchases or PayPal balance.
• Zero minimum spending amounts or limitations on rewards.

Discover it Balance Transfer credit card
Main features	Credit card details
Recommended credit score	From 690 to 850
Annual quota	$0
Active rewards	Earn 5% cash back on select categories (change quarterly). Participating purchases typically include gas stations, wholesale stores, restaurants, PayPal, Amazon, Target, Walmart, and more. (Quarterly limit up to $ 1,500) Earn 1% cash back on all other purchases
Welcome offers	Double your points at the end of the year with CashBack Match (unlimited). If you earn $ 200 in cash back, Discover will put an extra $ 200 in your account
Standard APR	APR variable de 11.99% a 22.99%
Initial APR for purchases	0% for 6 months
Initial APR for balance transfers	0% for 18 months

Capital One Venture Rewards Credit Card

We are not surprised that the Capital One Venture Rewards credit card is one of the most sought after in the USA. After all, few editions allow you to earn points to exchange them for cash, pay the outstanding balance of the card or exchange them for miles on more than 10 airlines .

To top it off, new customers can take home a hefty welcome bonus: we're talking 60,000 miles (about $ 600) for your next vacation . What else do we like about the Capital One Venture Rewards credit card?

• Extended purchase guarantee
• Security alert against possible fraud
• Points Capital One Venture Card do not expire
• Insurance against fraud and scams (zero liability)
• Does not charge for transactions completed abroad
• Free travel and road assistance service (24/7)
• $ 100 refund for application to Global Entry or TSA PreCheck

Capital One Venture Rewards Credit Card
Main features	Credit card details
Recommended credit score	From 690 to 850
Annual quota	$95
Active rewards	Earn 2X points for every dollar spent on any purchase. The accumulated points do not expire. You can redeem them for miles, cash, credit to reduce card debt, car rentals, hotels, travel, airline tickets and more. Capital One works with 15 loyalty programs for frequent travelers
Welcome offers	Earn 60,000 bonus miles by spending $ 3,000 in the first three months of card issuance (equivalent to $ 600 in trips) Get $ 100 credit by applying to Global Entry or TSA Pre. (Every 4 years)
Standard APR	APR variable de 17.24% a 24.49%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Bank of America Travel Rewards credit card

While the Bank of America Travel Rewards is an average card for frequent travelers, it is still one of the most sought after and requested in the United States. The reason? With it, you will have the possibility of accessing the Preferred Rewards program; which is one of the most coveted by consumers .

Since it has no annual fee and does not charge fees for foreign transactions , it could be a pretty good option for you. Leaving this topic aside, you should also know that the Bank of America Travel Rewards card offers:

• Lost luggage reimbursement
• Extended warranty protection
• Car rental insurance
• Free FICO score review
• Emergency assistance on trips or on the road
• Zero liability guarantee for fraudulent operations

Bank of America Travel Rewards credit card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$0
Active rewards	Earn 1.5X points per dollar spent with no limit You can exchange your points for credit on the statement of account or to pay for your trips and vacations (If you enroll in Preferred Rewards, you will get between 25% and 75% more points)
Welcome offers	Earn 25,000 bonus points after spending $ 1,000 on purchases in the first three months of card issuance
Standard APR	APR variable de 14.99% a 22.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Journey Student Rewards Credit Card (Capital One)

The Journey Student Rewards credit card has no annual fee, accepts applications with regular credit, does not apply surcharges for foreign transactions, and generates points that users can redeem for rewards , all with the same card! Although it has a slightly higher APR than normal, it is a great alternative for college students.

Among its benefits, you will find a credit of $ 60 to pay for your streaming services , something that never hurts. Plus, it offers special credit reports , fraud insurance, and emergency assistance.

Journey Student Rewards Credit Card (Capital One)
Main features	Credit card details
Recommended credit score	From 630 to 689
Annual quota	$0
Active rewards	Earn 1% cash back on any purchase with no limits. If you pay your bill on time, Capital One will give you an additional 0.25% cashback. This card applies a minimum redemption of $ 25
Welcome offers	Get a $ 60 annual credit to pay for your streaming services (available for 12 billing cycles)
Standard APR	APR variable de 26.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Amazon Prime Rewards Visa Signature Credit Card

The Amazon Visa Rewards Card is one of two options you can purchase with Amazon.com and Chase Bank. This credit card is one of the most sought after in the USA because it offers a 3% refund, a not inconsiderable percentage, by the way . If you have an Amazon Prime membership, you may want to consider applying for this card because doing so will increase your cashback on Amazon (from 3% to 5%) .

With the Amazon Prime Rewards Visa Signature credit card, you will automatically receive a $ 50 Amazon gift card , plus:

• Car rental insurance.
• Completely free foreign transactions.
• Refunds for lost luggage of up to $ 3,000 per passenger.
• Unlimited tiered rewards. (We will talk about them in the table)
• Access to Visa Concierge 24/7 to reserve dinners, lodging and more.
• Extended warranty for coverage of three years or less (only for an additional year).
• Baggage delay insurance of up to $ 100 per day (only applies for the first 3 days).
• 12-day purchase protection against theft, damage or loss (up to $ 500 per claim and $ 50,000 per card).
• Access to 900 luxury hotels with room upgrades, sales and discounts, free Wi-Fi, early check-in and late check-out, etc.

Amazon Prime Rewards Visa Signature Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$0 (You need an Amazon Prime membership of $ 119 per year to get the 5% cashback)
Active rewards	Earn 3% cash back for purchases on Amazon and Whole Food Market. Convert this return rate to 5% with an Amazon Prime membership Earn 2% cash back on purchases at restaurants, gas stations, and pharmacies Earn 1% cash back on all other purchases
Welcome offers	Get a $ 50 Amazon gift card as a welcome bonus
Standard APR	APR variable de 14.24% a 22.24%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Southwest Rapid Rewards Premier Credit Card

The Southwest Rapid Rewards Premier Credit Card is very popular in the United States, especially with airline fans. The reason? It offers a welcome bonus of 40,000 points and an additional gift on each anniversary: ​​6,000 points per year .

In addition, the issuer does not charge for transactions completed abroad and protects the consumer from the change of date on the trip or the cancellation of the accommodation . What else does the Southwest Rapid Rewards Premier credit card have?

• Free roadside assistance 24/7.
• Rental car damage insurance.
• $ 3,000 reimbursement for lost or stolen luggage.
• Purchase protection for 120 days (up to $ 50,000 per card).
• Warranty extended for an additional year (for coverage of 1-3 years).

Southwest Rapid Rewards Premier Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$99
Active rewards	Earn 2X points for every dollar spent on Southwest Earn 2X points per dollar spent at select hotels Earn 1X point for every dollar spent on all other purchases (Only for 2021, multiply by 3 all the points earned for purchases in restaurants)
Welcome offers	Get 40,000 initial bonus points after spending $ 1,000 on purchases in the first three months of card issuance Earn 6,000 gifts on each anniversary
Standard APR	APR variable de 15.99% a 22.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Blue Cash Preferred American Express Credit Card

The Blue Cash Preferred American Express card is one of the most attractive rewards credit cards in the United States and how not to be if it offers 20% cash back on purchases on Amazon; 6% in supermarkets and streaming; 3% to pay tolls , taxis and shared rides ; among others.

Although it has cons (like a 2.7% fee for overseas purchases) it is profitable enough to be one of the most popular and competitive credit cards . In addition to the 0% starting APR for 12 months for purchases and qualifying rewards category, it also offers:

• Fraud protection (zero liability)
• Global roadside or overseas travel assistance
• Damage and loss insurance (car rental)
• Free and low-cost entertainment through American Express Experience
• Deferred payment program for purchases under $ 100 (Pay It Plan It)

Blue Cash Preferred American Express Credit Card
Main features	Credit card details
Recommended credit score	From 690 to 850
Annual quota	$ 0 for the first year. After the first year, $ 95
Active rewards	Earn 6% cash back on streaming service payments and grocery purchases (up to $ 6,000) Earn 3% cash back on purchases at gas stations, taxis, carpooling, tolls, bus tickets, etc. Earn 1% cash back on all other purchases
Welcome offers	Get 20% cash back on Amazon purchases within the first six months (up to $ 200) Get $ 150 back as a welcome bonus after spending $ 3,000 in the first six months of card issuance
Standard APR	APR variable de 13.99% a 23.99%
Initial APR for purchases	0% for 12 months
Initial APR for balance transfers	Does not apply

Delta SkyMiles Reserve American Express Credit Card

The Delta SkyMiles Reserve credit card from American Express is one of the brand's premium editions. In this case, the issuer has partnered with Delta airline to offer frequent flyers certain benefits, such as accessing airport lounges, flying with free checked baggage, or receiving 50,000 bonus miles . Among other characteristics, we can highlight the following:

• Transactions abroad at no charge
• Priority boarding for cardholders
• Credit to apply to Global Entry or TSA PreCheck
• Free Sky Club membership with 2 free guest passes (per year)

Delta SkyMiles Reserve American Express Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$550
Active rewards	Get a 20% discount on Delta flight tickets Earn 3 miles for every dollar spent on Delta Airlines Earn 1 mile for every dollar spent on all other purchases
Welcome offers	Earn 50,000 miles + 10,000 bonus miles after spending $ 3,000 in the first three months of card issuance Earn 15,000 miles after spending $ 30,000 in a calendar year Earn $ 100 credit per calendar year to access Global Entry or TSA PreCheck Travel with the first additional checked baggage completely free
Standard APR	APR variable de 15.74% a 24.74%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Hilton Honors Aspire American Express Credit Card

The Hilton Honors Aspire Credit Card from American Express is a frequent traveler's dream. The plastic is subject to an annual fee ($ 450), but generates a generous amount of HiltonHonors points redeemable at resorts, 5-star hotels and airlines . Plus, it gives cardholders Hilton Diamond status, one free night of accommodation per year, and Priority Pass membership completely free.

One of the complaints from consumers is that American Express does not offer an introductory APR in this case . However, its special features and bonuses could make up for it:

• Luggage insurance
• Free roadside assistance
• Free membership to ShopRunner
• Transactions abroad free of charge
• Access to the American Express concierge service
• Purchase protection (90 days free returns)
• Travel insurance against cancellations, delays or interruptions
• $ 100 credit to spend at hotel restaurants, spas, or golf courses
• Preferential seats and pre-sale for shows (with American Express)

Hilton Honors Aspire American Express Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$450
Active rewards	Earn 14X points for every dollar spent at Hilton hotels and resorts Earn 7X points for every dollar spent on flights booked with American Express Travel Earn 3X points for every dollar spent on all other purchases
Welcome offers	Earn 150,000 HHonors points after spending $ 4,000 in the first three months of card issuance Enjoy one night of free accommodation per year (only for weekends) Get a $ 250 annual credit to spend at Hilton Get an annual credit of $ 250 (additional) to cover the additional expenses of your trips (extra luggage, meals on board, etc.)
Standard APR	APR variable de 15.74% a 24.74%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Tarjeta de crédito Bank of America Travel Rewards for Students

Bank of America Platinum Plus and Travel Rewards cards are not the only ones to enter the ranking of the most popular credit cards in the USA. There is an inexpensive option for young college students that can even be used to buy airfare at affordable prices .

The Bank of America Travel Rewards Students card is free of annual maintenance fee and foreign transaction fees , which is already a lot to say. Plus, it offers juicy rewards with flexible redemption options for those just starting to build their financial lives.

This special edition of Bank of America also features traditional standard credit card services , such as:

• Free access to the FICO score
• Bank overdraft protection
• Fraud Protection Insurance

Tarjeta de crédito Bank of America Travel Rewards for Students
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$0
Active rewards	Earn 1.5X points for every dollar spent on any purchase (no limit) Points can be redeemed at any airline, travel agency, car rental company, etc. Each point earned has a redemption value of 1 cent
Welcome offers	Earn 25,000 points after spending $ 1,000 in the first three months of card issuance
Standard APR	APR variable de 13.99% a 23.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Most wanted credit cards in the USA for travel

One of the most sought after cards online, at least by travel lovers, is the Chase Sapphire Preferred credit card . The only limitation to obtain it is that you will need a good credit score , but the effort will be worth it.

This edition, in addition to offering an attractive welcome bonus, has cash rewards, a low annual maintenance fee and first-rate services , such as membership in the Chase Ultimate Rewards program.

Get a 25% discount on your trips (with Chase Ultimate Rewards) or 25% more on the value of your points (Pay Yourself Back)! These are just two of those credit card advantages that nobody tells you about.

Chase Sapphire Preferred Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$95
Active rewards	5X points on trips purchased through Chase Ultimate Rewards 3X points on meals 2X points on all other purchases
Welcome offers	100,000 gift points after spending $ 4,000 in the first three months (Equivalent to $ 1,250 if redeemed in Chase Ultimate Rewards)
Standard APR	APR variable de 15.99% a 22.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Most wanted credit cards in the USA with 0% APR

If you are looking for a credit card with 0% interest, we have a good alternative! The Citi Double Cash credit card will help you save and maintain a good credit score . It will even serve to pay another credit card without having to assume an interest rate.

Citi Double Cash Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$0
Active rewards	2% cash back on all purchases (unlimited): 1% on the purchase and the other 1% on the debt payment
Welcome offers	Does not apply
Standard APR	APR variable de 13.99% a 23.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	0% for 18 months

Most wanted credit cards in the USA with cash back

One of the most sought after cashback credit cards in the United States is Wells Fargo Active Cash . In order to obtain it, you will need a good to excellent credit . While this requirement might put off many, the benefits are worth it. And it is that, this edition of Wells Fargo offers a 2% cash back on any purchase .

Wells Fargo Active Cash Credit Card
Main features	Credit card details
Recommended credit score	From 670 to 850
Annual quota	$0
Active rewards	2% cash back on all purchases (unlimited)
Welcome offers	$ 200 gift after spending $ 1,000 in the first three months
Standard APR	APR variable de 14.99% a 24.99%
Initial APR for purchases	0% for 15 months
Initial APR for balance transfers	0% for 15 months

Most wanted credit cards in the USA for students

The best credit card for students and one of the most sought after by them is the Discover it Student Cash Back . Unlike the beginner cards, this edition offers a full cash back program , plus additional bonuses throughout the year. Find out more about her in the following table:

Discover it Student Cash Back Credit Card
Main features	Credit card details
Recommended credit score	No credit score
Annual quota	$0
Active rewards	5% cash back on any daily purchase: supermarkets, restaurants, gas stations, Amazon.com, PayPal payments, etc. 1% cash back on all other purchases
Welcome offers	Discover will match the amount of rebates from the first year. You can turn $ 100 into $ 200, $ 200 into $ 400 and so on
Standard APR	APR variable de 12.99% a 21.99%
Initial APR for purchases	0% for 6 months
Initial APR for balance transfers	10.99% for 6 months

Most searched credit cards in the USA according to the credit score

The credit score is an essential element when applying for a new credit card . Fortunately, there are plastics for everyone, from people with no credit to consumers with stellar credit.

Credit card for people without credit

Young people who do not have enough credit to request a card will find the Deserve EDU credit card a good option. This card is subject to a completely different approval process than the rest.

Instead of looking at your credit score, the issuer (Celtic Bank) will look at other factors, such as whether or not you have a job, managing the monthly budget, qualifications , etc.

Deserve EDU Credit Card (MasterCard)
Main features	Credit card details
Recommended credit score	No credit history
Annual quota	$0
Active rewards	1% cash back on any purchase (unlimited)
Welcome offers	1 year of complimentary Amazon Prime for spending $ 500 in the first three months of card issuance
Standard APR	APR variable de 18.74%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Credit card for people with bad credit

At this point, we want to present you a card for people with poor or bad credit that does not require guarantee deposits and that, in addition, generates rewards: the Credit One Bank Platinum (Visa) . In addition to giving you 1% cash back on eligible purchases (like gas station payments or mobile phone, cable, and internet bills), it offers good fraud insurance.

Credit One Bank Platinum (Visa) credit card
Main features	Credit card details
Recommended credit score	300 to 670 points
Annual quota	$ 75 the first year, $ 99 the second year
Active rewards	1% cash back on certain purchases, such as fuel, phone, Internet, cable TV, etc.
Welcome offers	Does not apply
Standard APR	APR variable de 23.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Credit card for people with fair credit

People who have a fair credit of 580 to 740 points can get a MasterCard with cash back: the Jasper credit card . Its rate of return works in a staggered manner, giving the consumer the opportunity to earn 1% more for each referral up to the 6% limit.

Jasper Credit Card (MasterCard)
Main features	Credit card details
Recommended credit score	580 to 740 points
Annual quota	$0
Active rewards	1% cash back on almost all daily purchases + 1% for each referral (Up to a maximum of 6%)
Welcome offers	Does not apply
Standard APR	APR variable de 15.49% a 24.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Credit card for people with good credit

People with good credit have a lot of options to choose from, but one of the ones we like the most - and one of the most sought after in the USA - is the Blue Cash Everyday card from American Express .

This card is proof that you don't need a stellar credit score or paying high annual maintenance fees to earn juicy rewards on almost every purchase . Just for purchases on Amazon.com, users will receive 20% cash back (for the first six months and up to a maximum of $ 150).

Blue Cash Everyday Credit Card from American Express
Main features	Credit card details
Recommended credit score	670 to 850 points
Annual quota	$0
Active rewards	3% cash back for purchases made in supermarkets (Up to $ 6,000 per year. After this limit, the card will generate a 1% cashback) 2% cash back for gas station purchases 1% cash back for purchases made at department stores
Welcome offers	Get 20% cash back on Amazon purchases. (Valid for the first six months only. Limited to $ 150 returns) Get an additional $ 100 bonus after spending $ 2,000 in the first six months of card issuance
Standard APR	APR variable de 13.99% a 23.99%
Initial APR for purchases	0% for 15 months
Initial APR for balance transfers	Does not apply

Credit card for people with stellar credit

If you have stellar credit , you can take a look at the main features of the Capital One SavorOne Cash Rewards card . The cash back rate of this card is great for fans of live shows because it offers 8% cashback for the purchase of seats at Vivid Seats, among other benefits.

Capital One SavorOne Cash Rewards Credit Card
Main features	Credit card details
Recommended credit score	670 to 850 points
Annual quota	$0
Active rewards	8% cash back on ticket purchases at Vivid Seats 3% cash back on food, entertainment, streaming, grocery stores, and large retailers 1% on all other purchases
Welcome offers	$ 200 gift after spending $ 500 during the first three months of card issuance
Standard APR	APR variable de 15.49% a 25.49%
Initial APR for purchases	0% for 15 months
Initial APR for balance transfers	Does not apply

Most wanted credit cards in the USA with rewards

We are going to dedicate this section to the best card with cashback. What is cashback? Cash refunds. The Bank of America Cash Rewards card has been displaced by an issue of Capital One . Let's see what the Capital One Quicksilver Cash RewardWe are going to dedicate this section to the best card with cashback. What is cashback? Cash refunds. The Bank of America Cash Rewards card has been displaced by an issue of Capital One . Let's see what the Capital One Quicksilver Cash Rewards card has to offer:

Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards credit card is, on the face of it, like any other rewards card, but make no mistake because it is one of the best Capital One credit cards .

What we like about it is that, in addition to cash refunds, it is not subject to annual or monthly fees and frees the consumer from surcharges for transactions completed abroad.s card has to offer:

Capital One Quicksilver Cash Rewards Credit Card
Main features	Credit card details
Recommended credit score	from 670 to 850 points
Annual quota	$0
Active rewards	1.5% cash back on any purchase (unlimited)
Welcome offers	Capital One offers a $ 200 welcome bonus after the user has spent $ 500 on purchases in the first three months
Standard APR	APR variable de 15.49% a 25.49%
Initial APR for purchases	0% for 15 months
Initial APR for balance transfers	Does not apply

Most wanted credit cards in the USA with no maintenance fee

Credit cards with no maintenance costs are one of the most sought after by savers, since they allow them to buy and pay online without having to worry about annoying surcharges .

While it is true that it is possible to avoid the costs of maintaining accounts (and also those of credit cards), it is a bit liberating to know that you will not have to meet certain requirements to avoid spending more than the account .

Discover Credit Card Go Cash Back

The Discover It Cash Back credit card is one of the best in three different categories: cash rewards, maintenance costs, and balance transfers . With a 0% APR plus rebates of up to $ 1,500 per quarter, it has become one of the most sought after in the United States. You can see our full Discover it Cash Back card review here.

Discover Credit Card Go Cash Back
Main features	Credit card details
Recommended credit score	from 670 to 850 points
Annual quota	$0
Active rewards	5% cash back on purchases at Amazon.com, gas stations, supermarkets, restaurants and PayPal payments (limited) 1% cash back on all other purchases (unlimited)
Welcome offers	Discover will match the sum of all cash refunds you have received over the course of a year. If the bank returned you $ 100, you will receive an additional $ 100
Standard APR	APR variable de 11.99% a 22.99%
Initial APR for purchases	0% for 14 months
Initial APR for balance transfers	0% for 14 months

Petal 2 Cash Back Credit Card, No Fees (Visa)

This card is one of the best to raise your credit score quickly or create it from scratch , since you will not need to go through a verification to obtain it. In addition, it offers a very attractive scale of cash reimbursements and does not work with commissions of any kind.

With 2 credit card Petal can say goodbye to maintenance fees, late fees, fees for international transactions, etc . The best part? You will not even have to submit an amount of money for an escrow.

Note: This credit card is issued by an online bank, WebBank, insured by the FDIC.

Petal 2 Cash Back Credit Card, No Fees (Visa)
Main features	Credit card details
Recommended credit score	No credit history needed
Annual quota	$0
Active rewards	Up to 1.5% cash back after one year of on-time payments 1% cash back on all eligible purchases Possibility of earning between 2% and 10% in cash rebates by taking advantage of offers from merchants affiliated with the brand
Welcome offers	Does not apply
Standard APR	APR variable de 12.99% a 26.99%
Initial APR for purchases	Does not apply
Initial APR for balance transfers	Does not apply

Most wanted credit cards in the USA for balance transfer

Have you ever wondered how to pay one credit card with another ? The answer is quite simple: with an edit that allows balance transfer. These types of cards offer a 0% APR for a certain time, which is usually more than 6 months . We bring you the most popular interest-free credit cards on the market so you can take a look at them:

Wells Fargo Platinum Credit Card

If you are looking for a credit card with 0% interest for more than a year, you will find the Wells Fargo Platinum credit card a great ally. While it is true that this card does not offer miles, points, bonuses or rewards; It will give you access to a very attractive introductory APR and also several tools to take care of your finances and stick to a monthly budget.

Wells Fargo Platinum Credit Card
Main features	Credit card details
Recommended credit score	from 670 to 850 points
Annual quota	$0
Active rewards	Does not apply
Welcome offers	Does not apply
Standard APR	APR variable de 16.49% a 24.49%
Initial APR for purchases	0% for 18 months
Initial APR for balance transfers	0% for 18 months

Citi Diamond Preferred Credit Card

If you want a credit card that allows balance transfer and maintains a standard APR low enough to keep using plastic after the promotional interest period , then you should take a closer look at the features of the Citibank Diamond Preferred card.

Citi Diamond Preferred Credit Card
Main features	Credit card details
Recommended credit score	from 670 to 850 points
Annual quota	$0
Active rewards	Does not apply
Welcome offers	Does not apply
Standard APR	APR variable de 13.74% a 23.74%
Initial APR for purchases	0% for 18 months
Initial APR for balance transfers	0% for 18 months

reference: https://www.creditosenusa.com/las-tarjetas-de-credito-mas-populares-y-usadas-en-usa/